NMLS #2518287
Sergio Lebrija
Senior Loan Officer

Sergio Lebrija

With over 25 years of mortgage experience, I've been helping clients achieve their homeownership goals since 1999. I began my career as a mortgage broker, went on to own and operate my own mortgage company, and later transitioned into national banking, where I've continued to serve a wide range of borrowers.

My diverse background allows me to provide personalized guidance, clear communication, and mortgage solutions tailored to each client's unique needs. Whether you're buying your first home, refinancing, or investing, I'm committed to making the process smooth, transparent, and stress-free from start to finish.

Apply with Sergio (NMLS #252088) Encrypted
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From quote to keys

The loan process, step by step.

  1. 01
    PRE-APPROVAL

    A loan pre-approval sets you up for a smooth home buying experience.

  2. 02
    SHOP

    Start working with a real estate agent and viewing homes.

  3. 03
    LOAN APPLICATION

    A few documents are needed to get a loan file through underwriting.

  4. 04
    LOAN PROCESSING

    Assemble all the necessary paperwork and details for the underwriter.

  5. 05
    UNDERWRITING

    They closely evaluate all the documentation in the loan package.

  6. 06
    CLOSING

    Documents are drawn and sent to the title company for closing.