Sergio Lebrija
With over 25 years of mortgage experience, I've been helping clients achieve their homeownership goals since 1999. I began my career as a mortgage broker, went on to own and operate my own mortgage company, and later transitioned into national banking, where I've continued to serve a wide range of borrowers.
My diverse background allows me to provide personalized guidance, clear communication, and mortgage solutions tailored to each client's unique needs. Whether you're buying your first home, refinancing, or investing, I'm committed to making the process smooth, transparent, and stress-free from start to finish.
The loan process, step by step.
- 01PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
- 02SHOP
Start working with a real estate agent and viewing homes.
- 03LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
- 04LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
- 05UNDERWRITING
They closely evaluate all the documentation in the loan package.
- 06CLOSING
Documents are drawn and sent to the title company for closing.