NMLS #2518287
Rick Salerno
Wholesale Mortgage Specialist

Rick Salerno

Rick is a seasoned professional in the mortgage industry, having dedicated over two decades to providing exceptional customer service and tailored mortgage solutions. His commitment to understanding his clients' needs and putting their best interests first has earned him recognition, including multiple President's Club Awards for mortgage production.

With a strong educational background, graduating cum laude from Florida State University with dual degrees in Criminal Justice and Business Administration Studies, Rick brings a well-rounded skill set to his profession. His collegiate experience also extends to athletics, as he was a scholarship recipient for the men's baseball team.

Outside of work, Rick enjoys various activities typical of the Florida lifestyle, such as weight training, sports, and spending time at the beach. However, his greatest satisfaction comes from witnessing his clients' joy and satisfaction when they successfully close on their homes. This dedication to client happiness underscores Rick's passion for his career and his commitment to excellence in customer service.

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From quote to keys

The loan process, step by step.

  1. 01
    PRE-APPROVAL

    A loan pre-approval sets you up for a smooth home buying experience.

  2. 02
    SHOP

    Start working with a real estate agent and viewing homes.

  3. 03
    LOAN APPLICATION

    A few documents are needed to get a loan file through underwriting.

  4. 04
    LOAN PROCESSING

    Assemble all the necessary paperwork and details for the underwriter.

  5. 05
    UNDERWRITING

    They closely evaluate all the documentation in the loan package.

  6. 06
    CLOSING

    Documents are drawn and sent to the title company for closing.