Melissa Lebrija
Melissa Lebrija is a Senior Loan Processor with more than 26 years of experience in the mortgage industry. She has extensive expertise in conventional, FHA, VA, USDA, and jumbo loan products, guiding borrowers and loan officers through every stage of the mortgage process with accuracy and efficiency.
Known for her attention to detail, strong communication skills, and commitment to customer service, Melissa works closely with borrowers, real estate professionals, underwriters, and lending partners to ensure a smooth and timely loan experience. Her deep understanding of underwriting guidelines, compliance requirements, and loan documentation allows her to proactively identify and resolve issues, helping clients achieve successful closings.
Melissa takes pride in providing exceptional support to both first-time homebuyers and seasoned homeowners. Her dedication to excellence, industry knowledge, and passion for helping families achieve homeownership have earned her a reputation as a trusted and dependable mortgage professional.
The loan process, step by step.
- 01PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
- 02SHOP
Start working with a real estate agent and viewing homes.
- 03LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
- 04LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
- 05UNDERWRITING
They closely evaluate all the documentation in the loan package.
- 06CLOSING
Documents are drawn and sent to the title company for closing.