(888) 840-6510
NMLS #2518287
Apply Now
Cash-Out Refinance
Cash-Out Refinance

Turn your equity into usable cash.

A cash-out refinance replaces your current mortgage with a larger one and hands you the difference. Tell us your scenario and a licensed loan officer will show you how much you could take out.

  • No credit pull to get started
  • ·
  • We never ask for your SSN
  • ·
  • A licensed loan officer, not a call center
Your goal
Step 1 of 4
What would you use the cash for?*

SMS consent is optional and not required to get a quote. Submitting this form does not affect your credit.

WeFund Mortgage Corporation | NMLS #2518287 | Equal Housing Lender. This is not a commitment to lend.

Common questions

Cash-Out Refinance Quote questions, answered straight.

Cash-out refinance or HELOC - which is better?

If your current mortgage rate is well below today's market, a HELOC usually wins because it leaves that first mortgage alone. If your existing rate is close to or above current pricing, a cash-out refinance can consolidate everything into one loan. Your loan officer will compare both with your real numbers.

How much equity do I need?

Lenders leave a cushion of equity in the property, so the amount available depends on your home value, current balance, credit, and occupancy. Submit your scenario and your loan officer will calculate the specific figure.

What can I use the money for?

There is generally no restriction on how you use cash-out proceeds. Renovations, debt consolidation, and investment capital are the most common reasons homeowners pursue one.